A loan of $600 helped a member to buy fertilizer for her rice farm.


Nem's Group's story

Nem, 50, resides in a rural area of the Tbaung Khmum district in Kampong Cham Province, Cambodia. She is married and has five children, some of whom are assisting in the family’s business, which is growing rice. To gain income for the family, Nem and her husband have worked as rice farmers for ten years, together earning around 10,000 KHR each day, from which they can save around 3,000 KHR for future expenses. Nem is a second-time borrower with Kiva’s partner, VisionFund. The previous loans that Nem received helped her to secure food for her family, which made her so satisfied. Now she is leading a female group member, also a second-time borrower with VisionFund, to apply for a loan in the amount of 1,200,000 KHR each. With part of her portion of the loan, Nem will buy fertilizer to apply to her farmland; she will use the rest to cover the passport fees for some of her children, so they can work in Malaysia as paid workers.With the help of this loan, Nem hopes that she can improve her family's living conditions.

In this group: Nem, Ros
*not pictured



Loan details


Lenders and lending teams



Loan details