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Baktygul is 52 years old and she has four children. After the fall of the Soviet Union, Baktygul received her share of her collective farm and began working primarily in raising livestock and farming. She started this business with 30,000 Som. Thanks to her hard work, Baktygul now has one dairy cow with a calf and one heifer on her farm. The monthly income from her business is about 5,000 Som. In order to develop her business further, Baktygul has turned to "Bai Tushum and Partners" for a loan of 50,000 Som (KGS) to purchase livestock she can raise and sell. She plans to use the proceeds from her loan to increase her head of livestock so she can save for the education of her younger son, who is now 16 years old. In the future, Baktygul plans to buy a house in the village for her son, so that in her old age she can easily take care her grandchildren.
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Бактыгул 52 года, имеет 4 детей. После развала союза Бактыгул получила свою долю колхозной земли, Бактыгул в качестве основного дохода начала заниматься животноводством и полеводством, стартовав этот бизнес с суммы 30,000 сом. Благодаря упорному труду Бактыгул в ее хозяйстве на сегодняшний день имеется 1 дойная корова с приплодом, 1 нетель ежемесячный доход от бизнеса составляет около 5,000 сом.
В целях дальнейшего развития своего бизнеса, Бактыгуль обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку скота для откорма и перепродажи. Доходы от кредита Бактыгуль планирует вложить в дальнейшее приумножение количества домашней скотины, чтобы накопить средства на обучение младшего сына, которому сейчас 16 лет. В дальнейшем она планирует купить дом в селе для сына. Чтобы под старость лет спокойно смотреть за внуками.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 39
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Baktygul to buy two cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Oct 30, 2012
Currency Exchange Loss:
Oct 17, 2013