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Salima is a 48-year-old married woman with two sons. Her older son left to work in the Russian Federation and her younger son helps on the farm. She was born in the city of Kok-Zhangak.

Salima completed a technical high school degree, evidence that she is a conscientious and decent person. In addition, Salima always keeps her affairs in order. She works as a cook at a kindergarten, but the main source of her family's income is animal husbandry. After the fall of the Soviet Union, her family began to work in this field, which helped feed them during perestroika. The initial business capital was 30,000 som. Since that time, her family has tried to improve their living conditions and increase the head of cattle they own. Today their monthly income is 10,000 - 20,000 som (KGS).

With the long-term goal of expanding her business, Salima turned to "Bai-Tushum and Partners" for a loan of 35,000 som (KGS) to purchase extra heads of cattle at a lower price. Salima plans to use the extra income to improve her family's well-being and pay for her son's future wedding.
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Салима родилась в г.Кок-Жангак, ей 48 лет, замужем, они с мужем воспитывают 2 детей, старший сын уехал на заработки в РФ. Младший помогает по хозяйству. Салима получила средне-техническое образование, проявляет себя как очень добросовестный, порядочный человек. Помимо этого Салима умеет вести свое дело хорошо. Салима работает в детском саде поваром, но основным источником дохода семьи является животноводство. После распада Советского Союза семья Салимы занялась животноводством. Животноводство в те трудные временя перестройки помогло прокормить семью. Начальный капитал бизнеса Салимы составлял 30,000 сом. С того времени семья старалась улучшать свои жилищные условия и увеличивать поголовье скота.
На сегодняшний день ежемесячный заработок семьи составляет 10,000 -20,000 сом (KGS).
В целях дальнейшего расширения своего бизнеса, Салима обратилась в Компанию «Бай – Тушум и Партнеры» за кредитом в сумме 35,000 сом (KGS) на покупку дополнительных голов скота по более низкой цене. В планах у Салимы улучшение благосостояния семьи, а в будущем планирует провести свадьбу сыну.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 80
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 47.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Salima to buy livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Oct 28, 2012
Currency Exchange Loss:
Oct 17, 2013