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Remy Herbert
Remy is a 37 year old man, living in the city of Chiclayo, in the district of Guadalupe, with his wife and three young children, whom he loves and are the most important people to him. He is a very friendly, hardworking, and enthusiastic person, who along with his wife, devotes his efforts to support his family. Thanks to his efforts, he was able to study towards a professional career.

Through his own drive, effort and enthusiasm, Remy works as an office assistant in a company located in his city. He starts work in the early hours of the morning every day and can work up to 87 hours a week; he believes work goes well for him given that he is very responsible in his job and treats others around him kindly.

Remy is very thankful for the lenders at Kiva, seeing as it is thanks to their help that he will be able to accomplish the improvements for his own home, such as painting and plastering the walls, as well as other details. Through these improvements, Remy's home will be in better conditions that will be more appropriate and secure so that his family can live there without taking any risks. Nevertheless, he will continuing working and striving to achieve his dream of seeing his children become successful professionals.
View original language description ↓
Remy es un hombre de 37 años, vive en la ciudad de Chiclayo, en el distrito de Guadalupe con su esposa y sus tres pequeños hijos, a quienes ama y son su principal razón en la vida, él es una persona muy amable, trabajador y entusiasta, que junto con su pareja dedican todos sus esfuerzos por sacar adelante a su familia, gracias a su esfuerzo pudo estudiar una carrera profesional.
Por iniciativa propia, con mucho empeño y entusiasmo, Remy trabaja como Auxiliar de Oficina en la empresa de su ciudad, todos los días desde tempranas horas la mañana inicia su labor, él puede trabajar un aproximado de 87 horas diarias y cree que le va bien porque es muy responsable en su trabaja y por el trato amable que brinda a los demás.
Remy se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, tales como pintado, tarrajeo y otros pequeños acabados; de esta manera Remy tendrá su vivienda en mejores condiciones, más adecuadas y seguras para que su familia pueda habitar en ella sin correr riesgos, así él seguirá trabajando y esforzándose para lograr su gran sueño de ver a sus hijos convertidos en buenos profesionales.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 42
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Remy Herbert to carry out improvements for his home.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 24, 2012
Currency Exchange Loss:
Sep 17, 2013