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Los Tres Girasoles Group
In this Group: Jesica Lisseth, Alicia , Jeaneth Del Carmen
This group consists of successful micro-entrepreneurs. They are three members, and one of them in Janeth, who sells clothes and pastry making for ten years. First, she started selling pastry making. The loan will be invested in the purchase of clothes such as blouses, women's underwear, male shirts, women shirts, etc.

Jesica has a small grocery store and sells clothes, and Alicia sells fried food and soups on weekends.
View original language description ↓

Socias microempresarias de éxito formado por tres socias una de ellas Janeth se dedica a comercializar ropa y repostería desde hace 10 años, primeramente inicio vendiendo repostería, el crédito lo invertirá en la compra de ropa como blusas, ropa interior de dama, camisa de varón, camisa de mujer etc. Jesica tiene una pequeña pulpería y venta de ropa y Alicia vende fritanga y sopas los fines de semana.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Tres Girasoles Group's $850 loan helped a member to buy clothes such as blouses, women shirts, male shirts, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Nov 3, 2012
Currency Exchange Loss:
Apr 17, 2013