A loan of $1,075 helped to buy seeds and fertilizers, and to pay for farmhands.

Ramón Alfredo's story

In a town called Tierras Amarillas, in Rocafuerte canton, the communal bank "Mejorando El Futuro" meets every 15 days. This area is known for its agriculture, because most of the residents work in short cycle farming.

This is where Ramon lives. Ramon is 65, and is in a common-law marriage from which he has 2 children. One of his children is an adult, and the younger one is 12 years old and attends school. His wife works in the home.

Ramon has 2 occupations: he works as a farmer and does soldering work. He has a workshop where, in certain seasons, he is sent metalwork projects to complete. He makes doors, windows and other products in his workshop. In addition, he works as a farmer, and it is for this work that he is requesting a loan. He had planted rice, corn and vegetable crops, but he lost them because of the hard winter. At this time, he is hoping with this loan to replant and recover what he lost.

He will use this loan to buy seeds and fertilizers, and to pay for farmhands during the planting. This is his second loan cycle with the communal bank, and he likes it because the loans have helped him a lot. His dream is to continue to make progress.

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Translated from Spanish by Kiva volunteer Lisa Grobar

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