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Karla Lesly
Karla is a young woman who's 20 years old. She lives in the town of Chiclayo with her little son, whom she loves and is her main reason to live. She's a very kind, hardworking and enthusiastic person with a great deal of drive to succeed. She unfortunately lacked financial resources and needed to work in order to support her parents and pay for her expenses, but she would have very much liked to have studied for a career in accounting. In her spare time, she enjoys watching educational programs on television. Occasionaly, she cooks delicious noodles that she shares with her family.
With a lot of hard work and dedication, and thanks to her mother's support, Karla runs her small business selling beauty products. She has a small space in her home where she sells her products. Every day she starts working from the early hours of the morning. She may work up to 12 hours on average, and she believes that she does well because of her kindness towards her customers.
Karla is very thankful to Kiva lenders, since thanks to their help she'll be able to purchase merchandise such as lotions, makeup, perfumes, powder, etc. That way Karla will better stock up her business, and thus she hopes to be able to increase her sales and her proceeds. This would very much help her to expand her business. Within a not-so-distant future, she wishes to achieve her dream of owning a house of her own.
View original language description ↓
Karla es una joven de 20 años, vive en la ciudad de Chiclayo con su pequeño hijo, a quien ama y es su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad de trabajar para ayudar a sus padres y solventar sus gastos, pero le hubiera gustado mucho poder estudiar la carrera de Contabilidad, en sus ratos libres le gusta ver programas educativos en televisión y en algunas ocasiones cocina unos riquísimos Tallarines para compartir con su familia.
Con mucho empeño, dedicación y gracias al apoyo de su madre, Karla trabaja en su pequeño negocio de venta de productos de belleza, ella cuenta con una pequeño espacio en su casa donde vende sus productos, todos los días desde tempranas horas de la mañana inicia su labor, ella puede trabajar un aproximado de 12 horas y cree que le va bien por el trato amable que brinda a sus clientes.
Karla se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería, tales como cremas, maquillaje, perfumes, talcos, entre otros productos de belleza; de esta manera Karla tendrá su negocio mejor abastecido, así ella espera poder aumentar sus ventas e incrementar sus ingresos económicos, los cuales le servirán de mucho para poder ampliar su negocio y en un futuro no muy lejano desea poder lograr su sueño de tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Karla Lesly to purchase beauty products such as lotions, makeup, perfumes, powder, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Oct 24, 2012
Currency Exchange Loss:
Sep 17, 2013