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Las Semillitas Group
In this Group: Raul Eduardo , Ana Maria , Juan Antonio , Maruja , Jorge Luis , Moises Octavio , Julio Genaro *
* not pictured
Greeting from Peru! Sr. Raúl is a member of the Communal Bank “Las Semillitas” (The Seedlings), a group that consists of seven members who engage in various business activities.

Raúl has worked 10 years doing vehicle painting and body repairs with his friend who is also his business partner. This business emerged after Raúl lost his job. The situation worried him because he has a son to support. As a result, he and his friend established this business together with great enthusiasm.

Raúl is requesting a loan in order to buy supplies (paint and all the equipment he needs to do vehicle body repairs) so that he can provide better service to his customers. He is separated from his spouse and has one child. Thanks to his effort and dedication, Raúl has been able to improve his income. His son is studying at the university and now has a better quality of life. Raúl is very pleased with this loan and expresses his appreciation to EDAPROSPO and Kiva.

View original language description ↓
Saludos desde Peru! La Sr. Raul es integrante de la alcancía comunal “Las Semillitas”, un grupo conformado por 7 socias que se dedican a diversas actividades de comercio.

Raúl trabaja desde hace 10 años en un negocio de planchado y pintura para vehiculos junto con un amigo que es su socio, este negocio surge a raiz de que raul se quedo sin trabajo la situacion era preocupante ya que tenia que mantener a su menor hijo es asi que junto a su amigo forman su negocio con mucho entusiasmo.

Raul ha solicitado el préstamo para comprar mercaderia (pintura y todos los instrumentos que se necesitan para planchar un vehiculo) , para así poder atender mejor a sus clientes.

Raul es separado y tiene 1 hijo. Gracias a su esfuerzo y dedicación, Raul ha logrado mejores ingresos, su hijo estudia en la universidad y cuenta con una mejor calidad de vida. Raul está muy contento con este préstamo y agradece a Edaprospo y a Kiva.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $63,757,875
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Semillitas Group's $2,725 loan helped a member to buy automobile paint and equipment used in performing auto body repairs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 11, 2012
Oct 24, 2012
Currency Exchange Loss:
Mar 15, 2013