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Memory is a 19-year-old full-time student at African Leadership Academy (ALA), a two-year pre-university program in Johannesburg, South Africa, with a mission to identify, develop, and connect Africa’s future leaders.

Memory was selected as one of 95 ALA students out of a pool of over 3,000 applicants from across the continent for her passion for public service, her commitment to Africa, and her demonstrated leadership potential to lead change in Africa and beyond.

Memory is applying for a loan of $500, which will enable her to purchase a laptop to be help her conduct assignments and research, to run her community service project and/or student-run business which forms part of the ALA curriculum, and to participate fully in the world-class program offered by ALA.

Memory hails from remote Mpika, Zambia and is the third child in a family of five. Her sister is the head of the household.

As the recipient of a Camfed scholarship to attend school, Memory showed initiative and a commitment to impacting her community when during a teachers strike, she organised a study group for her classmates. Using past papers that she had managed to procure, Memory was able to organize exam revision sessions so that her classmates could keep up to date.

Recognizing the insufficient shopping opportunities in her village, Memory enrolled herself in a business management and entrepreneurship course and, together with three friends, established a second-hand clothing enterprise, which has been running profitably now for approximately nine months. Memory’s main role in the business was that of financial manager. Memory used her share of the profits to buy groceries for her family. She was also able to use the opportunity to conduct valuable research on consumer behavior and spending habits.

Memory is deeply passionate about remedying the effects of climate change on Africa and is concerned that the continent is currently not addressing this danger sufficiently. Memory would like to spearhead initiatives that raise awareness of the issue and of preventative measures that can be taken.

Passionate about taking care of the earth’s non-renewable resources, Memory would like to be a female scientist that other rural girls can look up to as a role model.

Additional Information

About African Leadership Academy

African Leadership Academy (ALA) is a pan-African institution established to transform Africa by identifying, developing and connecting the continent’s next generation of leaders. ALA utilizes a vast network of contacts across Africa to identify the most promising 15- to 19-year-old leaders on the continent. These future leaders are then brought together for a two-year pre-university program at a world-class institution in Johannesburg, South Africa. Many of these students attend college in the U.S. with the promise to return to Africa after their studies. ALA’s student body comes from over 44 African countries and includes equal numbers of boys and girls.

In the digital age, the importance of technology in leadership and student life cannot be underestimated. To equip ALA students with the technological tools they need to be transformative leaders, Kiva provides laptop loans totalling about $500 per student ad the start of every academic year.

Loan documentation for this student has been signed by both the student and his or her parent or guardian. Further, this student's parent or guardian has been consulted throughout the process of this student's decision to take on a loan through Kiva.

This partner joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner pose a higher level of risk than typical Kiva loans.

About South Africa

  • $12,700
    Average annual income
  • 1
    View loans »
    South Africa Loans Fundraising
  • $869,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Memory to purchase a laptop for her studies.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Oct 25, 2012
Currency Exchange Loss:
Feb 12, 2014