A loan of $4,350 helped a member to buy a backdrop screen.


Hijos Del Sol Group's story

This communal bank is called “Hijos del Sol” (Children of the Sun) and it has 16 members who are in a variety of lines of work among which are clothing sales, fast-food sales, school supplies sales, food sauces, crafts, furniture, baby clothes, technical services and services, among others. All are from Independencia Commune located in the city of Santiago.

Maribel is a member of the communal bank. In the photo she is seated in the front row first from right to left, wearing a black vest and a scarf around her neck; her hair is dark brown and gathered up. Two of her four children are with her.

Her line of work for the last year has been children's photography. She comments that she arranged a room to set it up as a photography studio in her home to take care of customers. She works with schools, Kindergartens and at events and parties.

She buys the merchandise and supplies as needed in stores where she gets the lowest prices for ink and in low-price paper suppliers which is advantageous economically.

She will use the loan to buy a backdrop. (The backdrop curtain in a photo establishes the configuration and mood for her photos).

One of Maribel’s goals is to have a locale where she can set up her photography studio with all the equipment it needs to generate higher income and more customers and be able to opt for a better quality of life.

Maribel lives with her husband, a niece, her mother and four children who are 19, 14, 3, and 2 years of age. Her dream for her family is to own a house and for her business is to have a photography studio to generate higher income and be able to pay for her daughter’s education; she’s attending university.

She is very happy and grateful for the opportunity Fondo Esperanza is giving her because it will make it possible for her to invest in her business. With respect to the communal bank she’s part of she comments that very good communication exists among them. On the other hand, the training has been useful to learn new sales and bookkeeping strategies.

Independencia is one of the 34 communes that make up the city of Santiago (Capital of Chile) and is located in the north-central sector. It arose at the end of the 19th century as a traditional sector of the city. It’s main axis is Independencia Avenue which used to be the ancient Road of the Inca and northern gate to the city of Santiago. Because of its ample indigenous population, the Indigenous Cultural Center of Chile is found in Independencia. It also has important historical buildings among which are six Chilean historical monuments.

In this group: Maribel, Monica, Yoselyn, Carolina, America, Leontina, Maria Susana, Jessica, Eyner, Valdemar, Victor, Ana Maria, Alejandra, Kimberlyn, Patricia, Constanza
*not pictured

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Translated from Spanish by Kiva volunteer Polliz



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