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Update on Irina

Irina lives in Novaya Kahovka. She works in retail and service and sells crafting supplies for sewing and embroidery, as well as hand crafted items. She also offers tailoring and alteration services. Irina rents a space at the local market for her store.

Irina needs to take out a loan of 5000 griven so that she can purchase new inventory such as beads and hand made gift items for resale during the coming holidays.
View original language description ↓
Ирина живет в Новой Каховке. Она работает в сфере торговли и услуг, реализуя интересный ходовой товар: аксессуары для шитья, вышивки, а также поделки ручной работы. Более того, она также предоставляет услуги шитья и ремонта одежды. Для работы Ирина арендует отдел в местном торговом центре.
Ирине необходим кредит в размере 5 000 гривен для того, чтобы закупить новый товар, а именно бисер и поделки ручной работы для реализации в преддверии грядущих праздников.

Previous Loan Details

Irina is divorced and has one child. She owns a small business selling thread and other supplies for knitting and sewing. Irina started this business 5 years ago when she was left without a source of income. Today, her profit is about 5,000 Grivnas a month. Irina would like to borrow 7,000 Gri... More from Irina's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Irina to purchase new inventory, specifically beads and hand made gift items for resale during the coming holidays.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 8, 2012
Oct 27, 2012
Currency Exchange Loss:
Oct 17, 2013