She organized a group to be able to request a loan that she'll use to buy merchandise to increase her business and have more possibilities in her sales.
She hopes to have a big business in the future, and to have a place to sell, such as a clothing store.
The other members make a living in commerce and in raising animals.
Organiza un grupo para poder solicitar un préstamo que lo utilizara para la compra de mercadería y así poder aumentar su negocio, y tener amas posibilidades en sus ventas, espera en el futuro tener un negocio amplio, y tener un puesto de venta como una tienda de ropa. Las demás integrantes se dedican al comercio y a la crianza de animales.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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