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Ikromjon is a 32 year-old man. He is married and has four children. His wife is a homemaker and involved in raising children and also selling milk. Ikromjon is involved in animal husbandry and fattens up livestock at home. Because he did not have an opportunity to obtain education, he had to get involved in animal husbandry. Ikromjon has several heads of livestock at home and a dairy cow that gives ten liters of milk every day. His wife sells milk to their neighbors. Fattening up livestock is their only source of income and this is why they try to develop this business. The photograph shows Ikromjon with his horse that he uses to go to the mountains and bring fresh grass for livestock. Ikromjon wants to use this loan to buy livestock and increase livestock headcount. He is grateful in advance for the help and support.
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Икромчон мужчина в возрасте 32 лет. Он женат и имеет четверых детей. Его жена домохозяйка, занимается воспитанием детей также продажей молока. Икромчон занимается животноводством, откармливает скот у себя дома. Так как у него не было возможности учиться и получить образования он вынужден заниматься животноводством. Икромчон дома несколько голов скота и дойная корова которая каждый день дает 10 литров молока. Его жена продает соседям молоко. Откармливание скота это их единственный доход поэтому они стараются развивать свой бизнес. На фотографии он со своим конем на котором ездит в горы и привозит свежую траву для скота. На полученный кредит Икромчон хочет приобрести скот и увеличить поголовье скота. Заранее благодарит за помощь и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 226
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ikromjon to buy livestock and increase livestock headcount.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 1, 2012
Currency Exchange Loss:
Oct 17, 2013