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Saroen's Group
In this Group: Saroen, Soen
Saroen is 46 years old and married with eight children. She lives with her husband in a rural village of the Moung Russey district of Battambang province, Cambodia. Out of her eight children, three are dependents and still in school. She and her husband earn a living through farming rice on two hectares of farmland. Together, they earn about 27,000 KHR per day from the current business and manage to save about 10,000 KHR each day after off-setting expenses. Insufficient working capital to buy fertilizers for applying to her farmland is the main challenge.

Saroen’s group consists of two members who have been with VisionFund for one cycle. The past loans that she successfully paid back have helped her family improve living conditions. Now leading this group to apply for a loan, Sareon will use her portion to buy fertilizers and pesticide for her farmland, as well as use a portion of it to spend on gasoline. With this loan, she hopes to increase her crop yields so as to earn more income to improve her family’s lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 220
    View loans »
    Cambodia Loans Fundraising
  • $39,843,325
    Funds lent in using Kiva
  • 4,036.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saroen's Group's $600 loan helped a member to buy fertilizers and pesticides for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Nov 3, 2012
Currency Exchange Loss:
Oct 17, 2013