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Hat is 56 years old and married with six children, three of whom are dependents and help the family to generate income by working as paid workers in local area. Hat lives in a rural village of the Sampov Meas district, where crop farming a common way to make a living. Rice farming has been her family’s main source of income for thirty-two years. Beside this, Hat also sells grocery items, while her husband supplements the income by making palm juice. Lack of water supply is a main challenge for her farming business.

Hat has been with VisionFund for two cycles and fully repaid the loans that helped her better support her current business. She earns about 40,000 KHR per day from the current business and manages to save about 20,000 KHR each day after off-setting daily expenses.

Now, she is applying for another loan of 3,000,000 KHR from VisionFund to buy two buffalo for raising and to help in her paddy field. She hopes this loan will enable her to have buffalo as labor in helping her farming business, and also hopes to increase rice yields so as to fulfill her dream of buying a motorbike for her family's commutes.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 84
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • 4,013.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Hat to buy two buffalo for raising and to help in her paddy field.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Nov 3, 2012
Currency Exchange Loss:
Apr 16, 2014