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Kimchoern's Group
In this Group: Kimchoern, Ang , Chanthou
A resident from a rural village of the Prey Chhor district, Kimchoern is a 38-year-old widow. The main source of her family’s income is from rice farming on one hectare of farmland. Kimchoern has been a rice farmer for 18 years. With her current business, she can earn about 16,000 KHR per day and manage to save about 6,000 KHR each day, after daily living expenses. Insufficient water supply is the main challenge for her rice paddy.

Kimchoern’s group consists of three members, all of them women. Kimchoern is in her second loan cycle with Kiva’s partner, VisionFund. The past loan, which she successfully repaid, supported her family’s living conditions. Now she is leading her group to request a new loan. Kimchoern, the group leader, will use her portion of the loan to buy fertilizers and pesticides for her farmland. Kimchoern hopes this loan will enable her to increase her income, so as to improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 143
    View loans »
    Cambodia Loans Fundraising
  • $41,468,375
    Funds lent in using Kiva
  • 4,013.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kimchoern's Group's $750 loan helped a member to buy fertilizers and pesticides for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Nov 3, 2012
Currency Exchange Loss:
Oct 17, 2013