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Phon's Group
In this Group: Phon, Sokhom
Phon, a resident of a rural area of Kampong Cham province’s Dambae district of Cambodia, is 33 years old and married. She has three lovely kids (one daughter and two sons), who are all school-aged children. To support the family, Phon and her husband farm rice and plant cassava.

Phon has been with VisionFund, Kiva’s partner, for a loan cycle, with which she succeeded in improving the living condition of her family. Phon and her group member Sokhom seek a loan in the amount of 1,000,000 KHR and 1,200,000 KHR respectively. As a group leader, Phon will use her loan to buy fertilizer for her farmland and to pay for labor fees. Phon strongly believes that the loan will provide good yields for her business so she can boost her income. and improve the living standard of her family and most importantly, support her children's schooling.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 199
    View loans »
    Cambodia Loans Fundraising
  • $39,870,725
    Funds lent in using Kiva
  • 4,013.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phon's Group's $550 loan helped a member to buy fertilizer and to pay for labor fee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 26, 2012
Nov 3, 2012
Currency Exchange Loss:
Oct 17, 2013