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Gemma is a married woman from Baclayon, Bohol. She has two children. She provides services like manicures and pedicures. Gemma has been in the cosmetics and beauty business for ten years. She requested a loan of 12,000 to buy materials for manicures and pedicures like nail polish, nipper (any of various devices such as pincers) for gripping, breaking, or cutting (nails or cuticle), and brushes. In the future, Gemma would like to invest in other ventures in order to support her family.

Additional Information

About Community Economic Ventures, Inc.

Community Economic Ventures, Inc. (CEVI), based in Bohol, was awarded the Platinum Award for Transparency in Social Performance Reporting by CGAP. Social performance monitoring is imperative in measuring a microfinance institution’s effectiveness. The fact that CEVI is participating in this process speaks volumes about the organization’s commitment to serving its clients effectively. In addition to providing credit for its clients, CEVI provides savings, insurance, and training through regular cluster group meetings.

You can show your support for CEVI by joining the Friends of CEVI Kiva Lending Team. Learn more by visiting the CEVI website.

About Philippines

  • $7,000
    Average annual income
  • 396
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Gemma to buy materials for manicures and pedicures such as nail polish, pincers and brushes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 28, 2012
Currency Exchange Loss:
May 17, 2013