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Saly's Group
In this Group: Saly, Volak, Sithen, Sokhon, Seang
Originally from a rural village of the Moungkol Borey district of Banteay Meanchey province, Saly is a 57-year-old widowed mother of seven children, two of whom (one daughter and one son) are dependents and still in school. Rice farming has been the main source for her family’s income for thirty years. To add to the income, Saly also works as a tailor in the local area. The current businesses earn her approximately 30,000KHR per day and she manages to save about 10,000KHR each day after deducting daily expenses. The main challenge for her family’s business are the low crop yields resulting from flooding.

Saly’s group consists of five members who live in the same village and she is in her sixth cycle with Kiva’s partner, VisionFund. She has completely paid back the past loans, which have helped her better support her family with enough food. Now leading her group to apply for a loan, Saly, who is the leader, will use her portion to buy fertilizers for her farmland and use a portion of it to buy fabrics for her tailoring business. Saly hopes to increase her crop yields so as to make a living better and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 111
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,013.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saly's Group's $1,300 loan helped a member to buy fertilizers for her farmland and buy fabric for her tailoring business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Nov 3, 2012
Currency Exchange Loss:
Oct 17, 2013