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Seak's Group
In this Group: Seak, Sivpav
Seak is 36 years old and married. She lives with her family in a rural area located in the Preahnet Preach district of Banteay Meanchey Province. She has two dependent children to take care of. Rice farming is the primary source of her family’s income and she has been in this business for six years. To add up more income, her husband also raises pigs. With the current business, Seak can earn approximately 30,000KHR per day and save about 20,000KHR each day for their future needs. Low crop yields is the main challenge.

This is the first micro-loan for Seak’s group of two with Kiva’s partner, VisionFund. Now leading her group to apply for a loan, Seak will use her portion to buy fertilizer and rice seeds for her farmland and use a portion of it to buy pig feed for her pig business. She hopes to increase her current businesses so as to earn a larger income to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 170
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • 4,013.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Seak's Group's $250 loan helped a member to buy fertilizer and rice seeds for her farmland, and pig feed for her pig business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 25, 2012
Nov 3, 2012
Currency Exchange Loss:
Sep 17, 2013