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Saron's Group
In this Group: Saron, Ret
Saron, aged 46 years, resides in a rural area of the Moung Russey district of Battambang province, Cambodia. She has five children, four of whom are dependents and still in school. She has earned a living through farming rice on a 2.5-hectare area of farmland for 23 years and supplements her family’s income by selling grocery items. Her family’s income is about 40,000 KHR (Cambodian riels) per day, but Saron can manage to save about 10,000 KHR each day after deducting daily expenses. Lack of working capital is the main challenge in operating her paddy-rice business.

Saron has been a member of VisionFund for three loan cycles already, while the other member has been a member of VisionFund for one cycle. Saron completely paid back the loans, which have helped her improve her family’s living conditions.

Now, she is leading her group of two to request another loan of 1,000,000 KHR each. Saron, who is the leader, will use her portion to buy pesticides and fertilizer for her farmland. She hopes this loan will enable her to increase her crop yield so as to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 152
    View loans »
    Cambodia Loans Fundraising
  • $41,468,375
    Funds lent in using Kiva
  • 4,013.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saron's Group's $500 loan helped a member to buy pesticides and fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Nov 3, 2012
Currency Exchange Loss:
Oct 17, 2013