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Ly's Group
In this Group: Ly, Chantha
Ly, aged 41 years, is a married mother of five children, four of whom are dependent on her and still in school. Her family lives in a rural village of the Moung Russey district of Battambang province. To support the family, she has been engaged in farming rice on 2 hectares of farmland and raising pigs. Having been in this business for 30 years, Ly is able to earn about 40,000 KHR (Cambodian riels) per day and can save about 20,000 KHR for future needs. Lack of working capital for buying fertilizer is the main challenge for her paddy field.

Ly has been with Kiva’s partner VisionFund for three loan cycles, while the other member is new to VisionFund this cycle. Ly successfully paid back the loans, which have helped her relieve her family’s burden and improve her livelihood.

Now, she is leading her group of two to apply for a loan. As the leader, she is going to use her portion to buy fertilizers and insecticides for her farmland and will use a portion of it to spend on buying pig feeds. Ly hopes to get a high crop yield from her paddy so as to make a better living and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 203
    View loans »
    Cambodia Loans Fundraising
  • $40,020,550
    Funds lent in using Kiva
  • 4,013.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ly's Group's $600 loan helped a member to buy fertilizers and insecticides for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Nov 3, 2012
Currency Exchange Loss:
Aug 17, 2013