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Concepcion is 45 years old and lives in Tipan, Oroquieta , Misamis Occidental. She is married and has four children.

Concepcion has a business making and selling sun shades, and she earns approximately 4,000 PHP each month doing this type of work. She has requested a loan of 14,900 PHP, to pay for labor and purchase bamboo wood.

Concepcion has been a member of PMPC for 12 years. Concepcion hopes to have a brighter future.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 529
    View loans »
    Philippines Loans Fundraising
  • $69,869,425
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Concepcion to pay for labor and purchase bamboo wood.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Oct 28, 2012
Currency Exchange Loss:
Jan 4, 2013