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José Andrei

Update on José Andrei

Jose Andrei lives in Cartago, Costa Rica. He has more than six years of working with dairy cattle. Dairy is one of his passions and this is why he wants a loan of 500,000 (five hundred thousand colones) to buy a dairy cow, with which he can begin his dairy project.

He knows that an additional cow requires a lot of work and sacrifice for both himself and his mother, who helps him with the work. Still, his desire to run his own successful business and continue to improve the quality of life for his family are a great motivation for him.
View original language description ↓
Jose Andrei es vecino de Cartago. Tiene mas de seis años de trabajar con ganado de leche. Los lácteos es una de sus pasiones es por eso que él desea un préstamo de 500 000 (quinientos mil colones) para la compra de una vaca lechera, con la que podrá empezar su proyecto lechero.
El sabe que contar con una vaca más es un mayor sacrificio y demandará más trabajo tanto para él como para su madre, con quien comparte las labores. Sin embargo, el deseo de ser un microempresario exitoso y sacar adelante a su familia mejorando las condiciones de vida, lo motiva a esforzarse con gran esmero.

Previous Loan Details

Jose is a young man of 21 years, he is still single and lives with his mother. The community where Jose lives is called El Sauce de Santa Teresita de Turrialba, in the province of Cartago. It's a small rural community with approximately 2000 residents. The people of the community work prima... More from José Andrei's previous loan »

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,715,325
    Funds lent in using Kiva
  • 499.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped José Andrei to buy another dairy cow and increase his production of milk.
100% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Oct 28, 2012
Dec 1, 2012
Currency Exchange Loss:
Mar 6, 2014