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Maria Rosa
Maria is 54, married, and has a 25-year old son. She sells staples in her neighborhood store which can be found in a strategic location in the town of Sacaba.

This is her first loan cycle with the institution. Maria will use this loan to buy ceramic cement for home construction. The reason she is requesting this loan is to improve her home surroundings. Maria will use her profits to continue buying construction materials to improve her home, as well as merchandise to to stock her store.

Her desire is to have a stable and profitable business and thus earn a better income and improve her quality of life.
View original language description ↓
La Sra. Maria tiene 54 años y es casada con un hijo que tiene la edad de 25 años, ella se dedica a la venta de productos de primera necesidad en su tienda de barrio que se encuentra en un lugar estratégico de la localidad de Sacaba, este préstamo es su primera secuencia dentro de la institución la Sra. Maria va a usar este préstamo para la compra de cemento cerámica para construcción de su vivienda, razón para solicitar este préstamo es que quiere mejorar los ambientes de su hogar, la Sra. Maria va a utilizar los beneficios en seguir comprando material de construcción para el mejoramiento de su hogar y también en la compra de mercadería para surtir su tienda, su deseo es tener un negocio estable y rentable y de esta manera genera más ingresos y por ende mejorar su calidad de vida.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Maria Rosa to buy ceramics and cement to build a house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 23, 2012
Currency Exchange Loss:
Nov 17, 2013