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Lia is a 39-year-old woman. She lives in a small village of the Sachkhere district. Her family is large: She has a husband, 2 children (20 and 11 years old) and her mother-in-law, who is a pensioner. The whole family is involved in agricultural business. In particular, they have 3 milk cows and 5 calves. They produce cheese and sell it locally. They also slaughter cattle and sell the meat to meat retailers.

In addition, the family owns 1.7 hectares of land where they grow maize, haricots and produce hay for feeding the cattle. Besides that, the family provides a service for local people with their own electric mill and grinds their corn. All members of the family work hard to improve their living conditions.

Lia requested a loan to repair her house. After repairing the house, their ability to work harder will increase. Thus, it will increase their profit and Lia will be able to expand her business and satisfy more customers. She awaits your support

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 50
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD
A loan of $1,825 helped Lia to renovate her house.
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 8, 2012
Nov 3, 2012
Currency Exchange Loss:
Dec 3, 2012