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Alfajiri Baco Group
In this Group: Christine, Yumba, Kandolo, François, Alberto
Christine is the chairwoman of the Community Bank named “Alfajiri BACO”, which consists of five members united in solidarity for receiving Kiva loans with the goal of developing their businesses.

Christine is 40 years old and married. She has five children between the ages of 1 month and 18 years old. She has been active in her business since 2000. She runs a sewing workshop in her environment. Her business is the main resource of income she has to support her family. Christine has already received and successfully repaid twelve loans. Thanks to Hope’s loans, the group members’ businesses have prospered.

Christine is planning with the coming loan to purchase items of good quality that are needed by her clients in order to generate more profit to develop her business and support her family. Her business generates US $60 per week. Her dream is to develop her sewing workshop.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,961,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Alfajiri Baco Group's $4,650 loan helped a member to increase the stock of fabric and sewing accessories for her sewing workshop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Oct 28, 2012
Currency Exchange Loss:
Apr 2, 2013