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Enakiz is a 68 year-old woman. She is married and has five children and two granddaughters. She has been obtaining financing from our organization fro over nine years. She has been involved in this business for many years and loves her work very much. Enakiz started her business with small sales, but her business has expanded significantly since then. Her husband helps her with the business and is also involved in carpentry work part-time. Enakiz buys merchandise from the city and sells it at a local market in her village. She is very responsible, conscientious and punctual and never violated the terms of the organization. She wants to purchase women's clothing with this loan. She expresses her gratitude to organizations like Arvand.
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Энакиз женщина, ей 68 лет. Она замужем имеет пятерых детей и двоих внучек . В нашей организации кредитуется более 9 лет. Много лет она занимается этим бизнесом и она очень любить свою работу. Энакиз начинала свой бизнес с мелкой торговли но на данной момент её бизнес значительно расширился. Муж помогает ей в реализации бизнеса и кроме этого частично занимается плотничеством. Энакиз покупает товар с города и реализует его на местном рынке своего села. Она очень ответственная, добросовестная, пунктуальная и не разу не нарушала политику организации. На полученный кредит хочет закупить женскую одежду. Она выражает свою благодарность организациям таким как Арванд.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Enakiz to purchase women's clothing.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Oct 24, 2012
Currency Exchange Loss:
Apr 17, 2013