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Adolat is a woman of 52 years. She is married and has two children. She is a teacher at the local school. She has been a client of our organization since 2009 and has not once violated the loan terms, and has shown herself from a very good side.

At the time of the previous loan, Adolat married away her eldest son. She hosted an event at the birth of her grandson. This next loan she wants to take for the upcoming wedding of her daughter. In our traditions, the bride's parents should pay dowry, and for this reason she plans to use the loan received to purchase gifts for the bride.

Adolat's husband works at a brickyard and together with their son helps her in the house. She is thankful to our organization for the financial support.
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Адолат женщина в возрасте 52 лет, замужем, имеет 2 детей. Она учительница в местной школе. Кредитуется в нашей организации с 2009 г. и ни разу не нарушала условия кредитования, а также показала себя с хорошей стороны. В течении кредитования Адолат женила старшего сына. Проводила мероприятия по поводу рождения внуков. Очередной кредит хочет получить на предстоящую свадьбу своей дочери. По нашим традициям родители невесты должны купить приданное, поэтому она на полученный кредит планирует купить подарки для невесты. Муж Адолат работает в кирпичном заводе и вместе с сыном помогают ей по хозяйству. Она благодарна нашей организации за финансовую помощь и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 233
    View loans »
    Tajikistan Loans Fundraising
  • $32,049,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,100 helped Adolat to buy gifts for her daughter's wedding.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 6, 2012
Oct 24, 2012
Currency Exchange Loss:
Nov 23, 2012