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Melinda is 38 years old, is married, and has three children who are in school. She is a very hard-working entrepreneur.

Melinda has a shells craft business in the Philippines. Melinda is requesting a loan of 15,000 PHP through NWTF to buy materials like nylon, sea shells and other tools.

Melinda has been in this business for 20 years. In the future, Melinda would like to save enough money so she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 467
    View loans »
    Philippines Loans Fundraising
  • $69,677,850
    Funds lent in using Kiva
  • 41.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Melinda to buy materials like nylon, sea shells and other tools for her craft business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Oct 27, 2012
Currency Exchange Loss:
Oct 17, 2013