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Ms. Asma is a 28-year-old married woman and a mother of five. She has been efficiently running a beauty parlor at the corner of her house for two years.

She has become famous with the time and counts a good number of customers. She is able to make enough to provide for her family. Her husband is related with milk sales, but his income is not sufficient to support the needs of the family members alone.

Asma has been in association with Kashf Foundation for two years. For the improvement of her business, she wants to provide gym facilities to her customers. So she requested a loan of PKR 30,000 to buy an exercise machine and a wide range of cosmetics to meet the customers’ demand at the right time.

Asma is hopeful to get an increase in her income and dreams of expanding her business further.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 251
    View loans »
    Pakistan Loans Fundraising
  • $17,606,550
    Funds lent in using Kiva
  • 95.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Asma to buy an exercise machine and a wide range of cosmetics to meet the customers’ demand at the right time.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Nov 3, 2012
Currency Exchange Loss:
Dec 17, 2013