A loan of $250 helped to pay for new inventory items for her convenience store.


Luzviminda's story

This is Luzviminda, 48, a resident of Dasmariñas, Cavite, Philippines. She is a mother and is married to Nelson, a taxi driver. Together with her husband, Luzviminda manages the household while operating her business. At this time, she is working hard to continually provide income for their everyday expenses. Luzviminda operates a 'variety' store. In the Philippines, a variety store is basically a small convenience store, which sells groceries, toiletries and beverages to the local neighborhood. It is the place to go to buy one sachet of shampoo, five-pesos' worth of cooking oil, or an egg. Luzviminda makes a profit by getting supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community. She makes a minimum of 500 Philippine pesos (PHP) in sales every day. To help her continue running her business, Luzviminda is requesting a 10,000 PHP loan. She will be using the loan to buy groceries, toiletries and beverages to expand her inventory. She expects a boost in her business income as she expands her business. Luzviminda hopes to give her children a quality education and dreams of expanding her business through all her hard work. She faithfully meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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