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The client is a very hard-working person, say her neighbors. Currently she farms, and grows oranges and yuca. She gets up at a very early hour of the morning to work on her crops so that she can put food on the table. The crops are enough for her to be able to survive and have a moderate livelihood.

She has been in a common-law-relationship for the last 12 months. Her partner has a hair salon in the town of Ivirgarzama, and her partner is helping her with the rent on the room where they live. At present, they do not have children due to the fact that they do not have the necessary comforts to be able to start a family.

The client previously worked selling DVDs for her sister in the town of Ivirgarzama. She knows the market and the work well, and that is why she is applying for a loan from the institution so that she can open her own DVD store. This will enable her to create and have a better income, and this way be able to improve her quality of life.
View original language description ↓
La clienta es una persona muy trabajadora mencionan sus vecinos, actualmente se dedica a la agricultura cuenta con cultivos de naranja y yuca, ella se levanta a muy tempranas horas por la mañana para trabajar en sus cultivos para así poder tener un sustento en la mesa, los cultivos le alcanzan para poder sobrevivir y tener una vida moderada, ella vive en concubinato no mas de 12 meses su pareja se cuenta con una peluquería en la Localidad de Ivirgarzama, su pareja le ayuda con el alquiler del cuarto donde viven, actualmente no cuentan con hijos por el hecho de que no tiene las comodidades para poder formar una familia, la clienta con anterioridad trabajaba vendiendo DVD para su hermana en la localidad de Ivirgarzama, ella conoce bien el mercado y la actividad, es por eso que ella solicita un crédito en nuestra institución para así poder abrir su propia tienda de DVD y poder generar y tener un mejor ingreso económico y así poder mejorar su calidad de vida.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 154
    View loans »
    Bolivia Loans Fundraising
  • $36,650,050
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
A loan of $1,450 helped Sonia to buy DVDs for setting up her video store.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 22, 2012
Nov 2, 2012
Currency Exchange Loss:
Dec 2, 2012