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Update on Celia

Celia’s a member of the “Señor de los Temblores II” (Lord of the Tremors II) communal bank in Cusco, Peru. She continues selling snacks from place to place. On this occasion, Celia needs the loan to buy merchandise like cookies, candy, chocolates, soft-drinks, etc. to capitalize her business. Celia’s very grateful to KIVA for making it possible for her to strengthen and continue with her economic activity and by means of this work provide her three children, one of which is attending a superior technological institute, with a good education.
View original language description ↓
La socia es la señora Celia, ella pertenece al banco comunal “Señor de los Temblores II” de la ciudad del Cusco – Perú. La socia continúa vendiendo golosinas de forma ambulatoria. Celia en esta oportunidad requiere el préstamo para comprar mercadería como galletas, dulces, chocolates gaseosas etc. para capitalizar su comercio.
Celia está muy agradecida con KIVA por permitirle fortalecerse y continuar en su actividad económica y con este trabajo brindarles una mejor educación a sus 3 hijos, 1 de los cuales es estudiante de un Instituto superior tecnológico .

Previous Loan Details

Celia is 51 years old, married, and has three young children. Celia's business is selling sweet treats as an itinerant vendor. She sells products such as candies, cookies, soda, gum, etc. She has been in this line of work for several years and it is how she has managed to provide for her fam... More from Celia's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 87
    View loans »
    Peru Loans Fundraising
  • $63,784,825
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Celia to buy cookies, candy, chocolates, soft-drinks,etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 2, 2012
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Celia. It was first posted on Kiva on Apr, 2012. Learn More