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Jose David
José lives in a settlement in the north side of Guayaquil city. He is 33 years old, married and has 4 children who are all studying in a state school. José inherited the family business. His parents had previously owned a shop but now he has set up on his own together with his wife selling basic foods.

José works everyday from Monday to Sunday from 6am to 10pm and his wife helps him run the business. His objective is to expand his business, with God's help, and give his family a better quality of life. With this loan he will buy meat, convenience store goods and basic staple foods.
View original language description ↓
José vive en el fortín zona norte de la ciudad de Guayaquil tiene 33 años de edad, está casado, tiene 4 hijos todos estudian en una escuela pública del sector. José heredo el negocio familiar pues sus padres tenían una tienda anteriormente pues ahora él se ha independizado junto a su esposo en el trabajo de venta de víveres. El trabaja todos los días de lunes a domingo de 6:00am hasta 22:00pm y su esposa lo ayuda con el negocio. Su meta con la ayuda de Dios es ampliar su negocio y darle una mejor vida a su familia. Con el préstamo el comprar: carnes, víveres, granos etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Jose David to buy meat, convenience store goods and basic staple foods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 22, 2012
Nov 2, 2012
Currency Exchange Loss:
Oct 19, 2013