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Update on Adelaida

Adelaida is a member of the communal bank "Señor de los Temblores II" in the city of Cusco, Peru. She is a very hardworking woman who is continuing with her business selling snacks from a cart in a location that is at the entrance of one of the city's universities.

At this time, Adelaida is requesting a loan to reinvest in her business by purchasing merchandise such as sweets, cookies, chocolates, chewing gum, and soft drinks.

Adelaida works hard and sacrifices herself to pay for the college expenses of her youngest daughter. She is very grateful to Kiva for allowing her to give her family a better quality of life, and her daughter a better education.
View original language description ↓
La socia es la señora Adelaida, ella pertenece al banco “Señor de los Temblores II” de la ciudad del Cusco – Perú. La socia es una mujer muy trabajadora, ella continua dedicándose a la venta de golosinas en su carreta ambulante ubicada en la puerta de una de las universidades de la ciudad, Adelaida en esta oportunidad está solicitando el préstamo para comprar mercadería como Dulces, galletas, chocolates goma de mascar y bebidas gaseosas para capitalizar su actividad.
Adelaida trabaja mucho y se sacrifica para pagarle los estudios superiores a la menor de sus hijas, y por ello la socia está muy agradecida con KIVA por permitirle dar una mejor calidad de vida a su familia y una mejor educación a su hija.

Previous Loan Details

La socia pertenece al banco comunal “SEÑOR D. LOS TEMBLORES II”; El banco está ubicado en el distrito D. Cusco, perteneciente a la provincia D. Cusco y departamento D. Cusco. Adelaida, 58, is a member of the “SEÑOR D. LOS TEMBLORES II” (Lord of the Earthquakes II) communal bank located in C... More from Adelaida's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 117
    View loans »
    Peru Loans Fundraising
  • $61,994,300
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Adelaida to buy sweets, cookies, chocolates, chewing gum and soft drinks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Oct 22, 2012
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Adelaida. It was first posted on Kiva on Oct, 2010. Learn More