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Por Fe Group
In this Group: Isabel Del Carmen, Martha Isabel , Ruth Del Carmen, Cruz Maria
This group comprises four members dedicated to success. For 15 years, Cruz María has had a commercial dressmaking shop. She now employs four people to help in the production. She has been working with the institution for five years and will use this loan to buy supplies such as fabric, elastic, thread, and more.

Isabel slaughters hogs to sell in the markets; she uses some of the meat to prepare nacatamales in her house on the weekends. Martha Isabel sells cosmetics from Avon and Zermat and new clothing. Ruth del Carmen sells used and new clothing.
View original language description ↓
Este grupo formado por cuatro socias solidarias de éxito una de ellas es Cruz María quien tiene un taller de costura que realiza trabajos en series y a la medida actividad que viene realizando desde hace 15 años, actualmente cuenta con cuatro trabajadores quienes están de lleno en el proceso productivo de los productos que hacen, tiene cinco años de estar trabajando con la institución, el crédito lo invertirá en la compra de materia prima como hilo, telas, elásticos etc. Isabel destaza cerdos, comercializa a los mercados parte de la carne el restante hace nacatamales los días fines de semana en su domicilio, Martha Isabel vende cosméticos de la Avon, Zermat, y ropa nueva, Ruth del Carmen vende ropa nueva y usada

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 72
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Por Fe Group's $2,575 loan helped a member to buy supplies such as fabric, elastic, thread, and more.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Nov 2, 2012
Currency Exchange Loss:
May 17, 2013