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Sainte Therese Group
In this Group: Emilie Emby , Marie Rose Lucie *, Sabadou, Marie Dominique, Virginie, Marie Sona, Jeanne Marie, Eliane, Awa, Victorine , Victoria Anna*, Helene*, Angele, Rosalie Irene , Georgette, Marie, Marie Cecile
* not pictured
This group was created on the 4th of December, 2007. It is made up of women who come from different parts of town but who are united by affinity, friendship and trust. Their businesses include retail, sewing services and livestock breeding. The PC group is made up of 17 women.

Emilie is 41 years old, married and the mother of 4 children (one boy and 3 girls). She sells second-hand clothing and shea butter, and benefits from several years of good experience. She is standing on the right of the picture.

Emilie's loan will enable her to satisfy her clientèle and to earn a large income. She uses the profits she makes to help her husband take care of the family's education and health. She also builds up her savings and covers her own small needs.
Le groupe est créé le 04 décembre 2007, il est composé de femmes venant de différents quartiers de la ville mais sont unies par affinité, amitié et par confiance. Elles s'activent dans diverses activités telles que le petit commerce, la couture, l'élevage.Le groupe PC est composé de 17 femmes.
Madame Emilie est âgée de 41 ans, mariée elle est mère de 04 enfants dont 1 garçon et 03 filles, elle s'active dans la vente de friperie, de la beurre de karité ,capitalise une bonne expérience de plusieurs années. Sur la photo elle est debout à droite. Son prêt lui permettra de satisfaire la clientèle et se faire beaucoup de revenus. Avec les bénéfices obtenus Emilie appui son mari dans la scolarisation et la santé de la famille; elle renforce aussi son épargne et gère ses petits besoins.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 1
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 502.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sainte Therese Group's $3,375 loan helped a member to buy second-hand clothing.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Oct 25, 2012
Dec 1, 2012
Currency Exchange Loss:
May 4, 2013