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A baker since 2002, Kossiwa is a 44-year-old widow with 4 dependent children. All of the children but one go to school.

Kossiwa bakes at home where she has a traditional oven. Faced with ever-increasing demand, she wishes to buy a larger amount of wheat flour and is therefore requesting her first loan from WAGES. She hopes to make the largest possible profits in order to ensure the continued existence of her business and have a happy family.
Boulangère depuis 2002, Kossiwa est une veuve âgée de 44 ans ayant 04 enfants en charge. Ces derniers sont tous scolarisé à l’exception d’un seul. Elle pratique cette activité à son lieu de résidence où se trouve son four traditionnel. Face aux besoins sans cesse croissant, elle désire acheter une quantité plus importante de farine de blé et sollicite pour cela, son tout premier crédit auprès de WAGES. Elle espère tirer autant que peut se faire des bénéfices considérables pour assurer la pérennité de son activité et avoir une famille heureuse.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 0
    View loans »
    Togo Loans Fundraising
  • $9,023,575
    Funds lent in using Kiva
  • 502.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD