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Mavlyda is a woman-entrepreneur, who has a small business. She sells food products at home. The store is located in the yard of her home. She has four adult children, who have families of their own. Mavlyda is a widow. She had to raise the children by herself after her husband's death. She started her business with small sales. This is Mavlyda's first time coming to our organization for a loan. She does not want to be dependent or a burden on anyone and is proud that she can earn and help her children. She wants to use this loan to purchase food products and increase her product turnover. She is grateful to our organization for the financial help and support.
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Мавлюда, женщина -предприниматель, которая имеет свой небольшой бизнес. Она у дома торгует продуктами питания. Магазин находиться во дворе её дома. У нее 4 взрослых детей, которые обзавелись семьями. Мавлюда – вдова. После смерти мужа ей пришлось поднимать детей одной. Начала свой бизнес с мелкой торговли. Мавлюда первый раз обратилась за кредитом в нашу организацию. Она не хочет быть зависимой и обузой, наоборот гордиться тем что может зарабатывать и помогать своим детям. На полученный кредит хочет купить продукты питания и увеличить свой товарооборот. Она благодарна нашей организации за финансовую помощь и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 234
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Mavlyda to purchase food products and increase her product turnover.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 23, 2012
Currency Exchange Loss:
Jul 17, 2013