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Vazha is 34 years old and lives in Mtskheta district with his family – his parents, wife, and two children. His parents are pensioners. Vazha works as a watchman and gets a monthly salary. His family has a dairy business. They have two milk cows and produce yogurt. Vazha sells milk and yogurt locally. In addition, the family owns a greenhouse, where they grow flowers in season, which they sell. Besides all of that, Vazha transports people to the capital city with his own minibus, and gets monthly income doing so. He is a very hard-working young man, with a great desire to get ahead.

Vazha is requesting a loan to repair his minibus. It has been damaged, and therefore Vazha stopped working with it. After the minibus has been repaired, he will be able to resume transporting people and get more income. With the increased profit, he will improve the living conditions for the family.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 38
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,825 helped Vazha to repair his minibus, so he can resume transporting people and get more income.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Oct 26, 2012
Currency Exchange Loss:
Mar 15, 2013