A loan of $2,275 helped a member to purchase cosmetic products, such as hair straighteners and beauty creams, as well as furniture for her beauty salon.


Irum's Group's story

Irum is 28 years old and a hard-working and independent woman. She is lives in Punjab, Pakistan, with her husband and two sons, both of whom are students. Her husband is a carpenter, but his income is not enough to meet the household expenses.

Since 2009, Irum has been running a beauty salon. She wants to purchase some more cosmetic products, such as hair straighteners and beauty creams, as well as chairs for her beauty salon. For that reason, Irum, as a member of an eight-person lending group, has requested a loan from Kiva's partner BRAC Pakistan. Once she earns a profit, she will first repay the loan to Kiva and then she wants to build a new room in the salon, as the space in the salon is too crowded. Irum hopes that her business grows more. Her biggest dream in life is to go for an Umrah (pilgrimage). She is very thankful to Kiva.

Note: In the picture Irum is carrying a passbook in her hand.

In this group: Irum, Shameem , Shamim, Kalsoom, Fareeda , Shazia, Razia, Naseem, Aasma, Shagufta
*not pictured



Loan details


Lenders and lending teams



Loan details