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Madona is 34 years old. She lives in the small village of Kaspi with her family: her husband, two children (13 and 15 years old) and a mother who is provided with retirement pension. Madona’s husband works as an artisan to get a monthly income. The children go to the local school. The family runs a dairy business – she has a calf and a milk cow. She milks a cow and produces cheese to sell in the nearby village. She is a very hardworking young woman and has rich experience in her work.

Madona requested a loan to cultivate agricultural land. After the land is cultivated, she will sow barley and do all relevant seasonal works to insure a good harvest. The harvested product will be sold at a good price and this will increase the family income. The increased income will be reinvested in family agricultural activities. Madona awaits your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Madona to cultivate agricultural land for sowing barley.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 9, 2012
Oct 26, 2012
Currency Exchange Loss:
Apr 17, 2013