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Ms Kouser is 32-year-old married woman and a mother of two. She is been in the business of making soccer balls for eight years. She makes balls in different sizes and sells them in her community and the local market. She is famous in her town for providing good quality products. She earns enough to meet the expenses of her family members. Kouser is contributing much of the family income, as her husband’s income is not sufficient by itself to meet the needs of the family members. She is able to provide them with good quality food, education and clothing. In order to improve her business, she contacted a Kashf Foundation business development officer for a loan of Rs. 25,000. The loan proceeds will be used to buy an additional sewing machine, as she is engaging many other women to assist her in completing orders on time, and to buy raw materials such as rubber bladders and leather covers in large quantities, in order to serve more customers without delay. She is hoping to increase her sales, which will ultimately help in generating more cash. She dreams of expanding her business and desires to use the part of profits for her children’s education.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $17,407,625
    Funds lent in using Kiva
  • 95.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Kouser to buy an additional sewing machine and large quantities of raw materials for making soccer balls, such as rubber bladders and leather covers, in order to engage other women to help in her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Nov 3, 2012
Currency Exchange Loss:
Oct 17, 2013