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Gema
Gema is 43 years old and married with five children. Two of her children are in school. She works very hard to provide for them.

Gema runs a general store in the Philippines. She has been in this business for 10 years and sells a variety of items such as sugar, soap, and other groceries. She has requested a loan of 10000 PHP through NWTF to purchase more stock to sell.

In the future Gema would like to save enough money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 422
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 41.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Gema to purchase more stock to sell in her store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 28, 2012
Listed
Oct 26, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013