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Ma. Ruby
Ma. Ruby is 37 years old and married with five children. She earns a living by raising pigs in the Philippines. Ma. Ruby is borrowing PHP 15,000 through NWTF to buy additional feed for her pigs. Ma. Ruby has been raising pigs for eight years and also earns additional income from food vending as well as buy & sell livestock. She is working tirelessly toward the attainment of her dream: to save enough to provide a secure future for her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 367
    View loans »
    Philippines Loans Fundraising
  • $70,667,525
    Funds lent in using Kiva
  • 41.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ma. Ruby to buy additional feed for her pigs.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 2, 2012
Oct 25, 2012
Currency Exchange Loss:
Apr 17, 2013