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Thy's Group
In this Group: Thy, Ruon
Thy, 46, is a married mother of seven children. Now, only two children are under her responsibility; one of them is still in school and another one is helping the family's business. Her sources of income are from growing rice and selling Khmer noodles. Her husband also has a job playing traditional music during special events such as weddings and religious ceremonies.

Having been involved in this business for 21 years, she is able to earn about 22,000 KHR per day. Thy, a second-time borrower, has formed a group of two with a first-time borrower in order to apply for a new loan. Her past loan, which she has paid back fully, has helped her to better support both of her businesses on, especially by allowing her to purchase ingredients for her noodle business. Her portion of the new loan will be used to purchase fertilizer and seed for her farm. She hopes that this will give her a better crop yield and allow her to lift her family living conditions above their previous state.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 210
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • 4,027.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Thy's Group's $500 loan helped a member to buy fertilizer and seeds for her farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Nov 2, 2012
Currency Exchange Loss:
Aug 17, 2013