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Hala, a mother of three kids, is married to a taxi driver who does his best in putting food on the table every day. Hala, on the other hand, is trying to help her husband in paying the household bills by establishing a small home-based retail business selling house wares and kitchenware to neighbors and friends. Having no space and with the lack of funding, Hala sometimes goes to the market just to bring a specific order, so she has applied for this loan in order to increase the quantity and variety of products she has so that when a customer is asking for something it would be available at her house. She wants to make a special area as a small storage area until she finds a suitable one.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 26
    View loans »
    Jordan Loans Fundraising
  • $8,683,000
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD
A loan of $2,125 helped Hala to increase the quantity and variety of products.
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Oct 25, 2012
Currency Exchange Loss:
Nov 24, 2012