A loan of $975 helped a member increase stock.

Zaituni Nagawa’S Group's story

N. Zaituni is a widow, age 40, with four children ranging in age from 20 to 14 years old, all of them in school. she is the first one from the left in the photo. She lives in Rubaga, a neighborhood in Kampala. Her business is selling charcoal, which she has been doing for the past 18 years.

Every two weeks, she buys 20 sacks of charcoal from motorcars and then sells it from her house. Each sack costs 20,000/= (Ugandan shillings, approximately $12 US). Charcoal is sold in smaller parcels to individual buyers from the village, with a typical profit of 5,000/= per sack (about $3).

With a loan, she would like to be able to buy more than 20 sacks at a time. She would also like to have a more permanent workplace. The loan will help with all of this, also making it easier for her to pay school fees for her children. Her future goal, though, is to build houses to rent. Additional profit from her charcoal business will eventually help her reach her goal.
She has successfully serviced more than 4 loans.

In this group: Zaituni, Madgalene, Phina, Edith
*not pictured

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