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Nom's Group
In this Group: Nom , Samnang, Lab
Nom is 29 years old, married, and has two children. She is one of the breadwinners for her family; they live in the Moung Russey district, Cambodia. She strives for a living via her rice cultivation on four hectares of farmland. Besides helping in the field, her husband helps her by earning additional income, working for others for a fee. She is able to earn about 20,000 KHR per day from the rice business, which she has been engaged in for seven years. For her, shortage of water is the main challenge for her business, and it lowers her income.

Nom, in the group of three, is in her fourth loan cycle. She has successfully used her past loans in a wise manner, upgrading her living conditions and maintaining her business. Now, she is applying for 1,200,000 KHR, while the other two group members are applying for 1,000,000 KHR, each. Nom, who is the group's leader, will use her portion of the loan to purchase fertilizer, and gasoline to run water pumps for her rice field. She hopes to double her rice yield, and multiply her income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 84
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,027.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nom's Group's $800 loan helped a member to buy fertilizer and gasoline.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Nov 2, 2012
Currency Exchange Loss:
Oct 17, 2013